I co-founded Fight Health Insurance with Holden Karau. It’s free and it uses AI to help people appeal denied health insurance claims.
I came to it the hard way. I’ve spent far too much time navigating medical systems for people I love, and I wanted to build something that gives patients better odds.
💡 Many insurance denials are bogus, and insurers count on us not appealing. This lowers the barrier so appealing is fast, free and something you can do on your own.
What it does
Snap a photo of your denial letter. The tool drafts a professional appeal in minutes. Then you edit it, submit it yourself, or have it faxed for you.
- Free for everyone. Appeals are free to generate. Optional pay-what-you-want donations support the service, and faxing a submission carries a small fee.
- Private by design. On-device OCR means your denial letter is read on your device, not uploaded.
- AI trained on what works. Drafts are informed by successful appeals and peer-reviewed research, with multiple options to choose from and edit.
- Explains the denial. It helps you understand why a claim was denied and analyze your policy.
- Nationwide. All 50 states, with 10,000+ appeals generated to date.
My role
I co-lead the product with Holden. It’s personal for both of us. Watching people we care about get worn down by insurance denials is the kind of problem I want to spend my time on.
Resources
- fighthealthinsurance.com: generate an appeal
- About the team: the story behind it, including Professor Timbit, the Sheltie whose denied claim helped start it all
- fighthealthinsurance on GitHub: the code
- In the press: Forbes, CBS News, Fast Company and WBUR