# Fight Health Insurance

> Why Melanie Warrick co-founded Fight Health Insurance, what the appeal tool does, and where to find the team and project.

- Author: Nyghtowl (Melanie Warrick)
- URL: https://nyghtowl.com/fight-health-insurance/
- Published: 2026-07-03
- Site index for agents: https://nyghtowl.com/llms.txt


[Generate an appeal](https://www.fighthealthinsurance.com/)



I co-founded **[Fight Health Insurance](https://www.fighthealthinsurance.com/)** with [Holden Karau](https://www.fighthealthinsurance.com/about-us). It's free and it uses AI to help people appeal denied health insurance claims.

I came to it the hard way. I've spent far too much time navigating medical systems for people I love, and I wanted to build something that gives patients better odds.

> 💡 Many insurance denials are bogus, and insurers count on us not appealing. This lowers the barrier so appealing is fast, free and something you can do on your own.

## What it does

Snap a photo of your denial letter. The tool drafts a professional appeal in minutes. Then you edit it, submit it yourself, or have it faxed for you.

- **Free for everyone.** Appeals are free to generate. Optional pay-what-you-want donations support the service, and faxing a submission carries a small fee.
- **Private by design.** On-device OCR means your denial letter is read on your device, not uploaded.
- **AI trained on what works.** Drafts are informed by successful appeals and peer-reviewed research, with multiple options to choose from and edit.
- **Explains the denial.** It helps you understand why a claim was denied and analyze your policy.
- **Nationwide.** All 50 states, with 10,000+ appeals generated to date.

## My role

I co-lead the product with Holden. It's personal for both of us. Watching people we care about get worn down by insurance denials is the kind of problem I want to spend my time on.

## Resources

- **[fighthealthinsurance.com](https://www.fighthealthinsurance.com/)**: generate an appeal
- **[About the team](https://www.fighthealthinsurance.com/about-us)**: the story behind it, including Professor Timbit, the Sheltie whose denied claim helped start it all
- **[fighthealthinsurance on GitHub](https://github.com/fighthealthinsurance)**: the code
- **In the press**: Forbes, CBS News, Fast Company and WBUR